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Crypto Tax Calculator Beta
Fast, Secure & 100% Free — Reviewed July 2026 🇮🇳
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Crypto Tax Info

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The estimate assumes one payer across the financial year. Exchange and P2P records can differ.

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type,asset,quantity,price_per_unit,date,fees,traded_asset,traded_value,received_quantity,tds_deducted buy,BTC,0.2,2500000,2023-04-15,100,,, buy,ETH,1.5,150000,2023-05-20,50,,, sell,BTC,0.1,2800000,2023-06-10,150,,, sell,ETH,0.5,180000,2023-08-25,75,,, trade,SOL,10,3500,2023-09-12,25,USDT,35000,10 mining,BTC,0.005,0,2023-10-05,0,,, staking,ETH,0.2,0,2023-11-18,0,,, gift,MATIC,500,60,2023-12-25,0,,, buy,BNB,0.5,25000,2024-04-10,30,,, buy,ADA,1000,40,2024-05-15,20,,, sell,BNB,0.3,22000,2024-06-20,40,,, sell,ADA,500,60,2024-07-05,25,,, sell,BTC,0.05,3200000,2024-08-10,100,,, sell,ETH,0.3,120000,2024-09-15,60,,, trade,XRP,500,45,2024-10-20,15,USDC,22500,500 mining,ETH,0.01,0,2024-11-05,0,,, staking,SOL,5,0,2024-12-10,0,,, gift,AVAX,10,3500,2025-01-15,0,,,

Tax Calculation Results

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India Crypto Tax Overview (Reviewed July 2026)

1. Current Law

1.1 Tax on Crypto Gains

  • Income from transfer of Virtual Digital Assets (VDAs) is taxed at 30%.
  • No deductions allowed except cost of acquisition.
  • No set-off of crypto losses against other income.
  • Health & Education Cess of 4% is applied.
  • Effective tax = 31.2%.

1.2 TDS on Crypto Transfers

  • 1% TDS is based on consideration paid for a VDA transfer, not the seller's profit.
  • The annual threshold is ₹50,000 where consideration is payable by a “specified person” and ₹10,000 for another payer.
  • The calculator's TDS figure is indicative because payer-by-payer and exchange mechanics are not captured.

1.3 Mining, Staking, and Gifts

  • Mining and staking values are shown for separate review; this calculator does not apply slab rates or determine their acquisition basis.
  • Gift treatment depends on fair market value, consideration and statutory exemptions such as qualifying relatives.
  • This calculator does not determine whether a gift exemption applies.

1.4 Definition of VDAs

The definition includes crypto-assets represented on cryptographically secured distributed ledgers or similar technology from 1 April 2026.

1.5 Section references from 1 April 2026

The Income-tax Act, 2025 applies from Tax Year 2026-27. Its Section 194 carries the 30% VDA income rule and Section 393(1), Table 8(vi) carries the 1% VDA-transfer TDS rule. Earlier years remain governed by Sections 115BBH and 194S of the Income-tax Act, 1961.

2. Timeline of Crypto Tax Updates in India

Year Update
2022 Finance Act introduced 30% tax and 1% TDS rules.
2023 CBDT clarified TDS procedures for exchanges and P2P.
2024 No TDS relief despite industry requests.
2025 The Finance Act expanded the VDA definition from 1 April 2026.
2026 The Income-tax Act, 2025 took effect with renumbered VDA provisions.

3. Key Points for Users

  • 30% + 4% cess tax on crypto gains.
  • FIFO is used by this tool as an estimation assumption; verify the appropriate identification and records for filing.
  • TDS applies on annual transaction value, not per trade.
  • Mining, staking and gifts require separate review.
  • Information reviewed in July 2026.

4. Fees and Deductions

As per Section 115BBH of the Income Tax Act, when calculating taxes on Virtual Digital Assets (VDAs) like cryptocurrencies, only the cost of acquisition (purchase price) can be deducted. Transaction fees, gas fees, brokerage charges, and other expenses are not allowed to be deducted from gains.

4. Disclaimer

This document is for informational purposes only. Please consult a qualified tax advisor for your specific situation.